Work / WealthR

A UK wealth planner that people come back to every month.

WealthR helps UK savers and retirees see all their pensions, investments and property in one place, and work out how long their money will last. I designed it, built it, launched it, and I still run it: the code, the hosting, the billing and the support inbox.

What it isConsumer web app, free with a paid Pro plan
My roleEverything: product, design, code, support
StatusLive at wealthr.co.uk
Built onSupabase · Cloudflare · Stripe
£585M+
assets being tracked by its users
5★
on every Trustpilot review so far
32
free UK calculators, no sign-up
0
bank connections needed

The problem

Self-directed investors in the UK juggle ISAs, SIPPs, workplace pensions, final-salary pensions, property and cash across a handful of providers. Each one shows you what you have today. None of them tells you whether it adds up to a retirement.

The apps that try are mostly American, with a pound sign bolted on. They don't understand tax-free cash, the State Pension, or Scottish income tax bands, and most want you to connect your bank before they'll show you anything.

What I built

A planner that works the way UK money actually works, and that never asks for bank access. You type your own figures, which takes about ten minutes, and it shows you where they're heading.

Net worth, every monthInvestments, pensions, property equity and debts on one chart, with a plain-English debrief on what moved and why.
Forecasts on real figuresThree scenarios, a market-crash stress test, and life events like a house sale or a new job on the same line.
A drawdown plannerYear by year: which pot pays the income, the tax on it, and how long the money lasts. England or Scotland.
"Will my money last?"Thousands of simulated market paths, not one optimistic straight line.
Tax rules that keep upWealthR Live tracks UK tax and pension changes, so plans update when a Budget moves a number.
Free plan and paid plansA generous free tier, with paid plans and subscriptions handled through Stripe.

Free, with a paid plan that earns its place

The tracker and all 32 calculators are free, with no time limit and no card. WealthR Pro adds the deeper tools: full stress-test controls, PDF reports and read-only share links for an adviser. It's a Stripe subscription with a seven-day free trial, and the free plan isn't crippled to push people into it.

Why this matters for your build

Your software needs the same groundwork: people signing in to see their own data and nobody else's, payments that just work, and a first ten minutes that makes sense without a manual. I've built all of it, and it's running.

What's next

WealthR is a consumer product today. Advice firms are the next step: a version they can offer their clients under their own name is already in trial, built on the same foundations.

The parts nobody sees

Most of the work in WealthR isn't on any screen. It's getting tax calculations right for both sides of the border. It's privacy that holds up under scrutiny, because this is people's whole financial picture. It's the 32 free calculators that bring new users in through search, and a sign-up flow tuned against real numbers rather than guesswork.

And it's support. When someone emails with a question about their pension, they get an answer from the person who wrote the code.

“Not only was the application well designed and feature rich, Liam's support was exemplary.”

Nigel Arnold · ★★★★★ Trustpilot

“Actually designed for the UK, and not for the US with a UK bolt-on.”

Claire B · ★★★★★ Trustpilot
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